Why improving your credit score can be worth the effort

Usually, it’s borrowers with poor credit who seek to increase their credit scores. However, even people or businesses with a fair or even a good credit score could benefit by bringing it higher. The better a  consumer's credit score is, the more likely he or she is to realize the tangible financial benefits associated with an excellent rating.

Beware of the phisherman, don’t become a victim

Phishing has become a huge problem over the years, and the more communication goes digital, the larger the problem. According to statistics, this method of scamming people is on the uptick with 95 percent of organizations having been victim of phishing attacks. Other startling statistics suggest a
250 percent increase of phishing incidents in the first quarter of 2016 alone and 97 percent of users cannot accurately identify a "sophisticated" phishing email.

You figure those stats are just for businesses and other agencies. Countless individuals are also exploited by the phisherman. Other information released in 2017 suggests a stunning 1.4 million websites are created every month with the intention of committing fraud via phishing.

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What to look for when choosing a realtor

Buying real estate is not a decision or an investment to be taken lightly. You want to choose the right location, property and, overall, make a good investment for your money. You can go it alone, but it might be worth the time to connect with a good real estate agent. 

Image credit: Leigh Goessl

How thieves set up ATM skimmers

ATM scams are an unfortunate reality in today's world. As the use of these automated machines grew to become a primary method to access cash, scammers, not to miss a beat, created lucrative ways to exploit these machines with the intent to rip people off. As with any convenience, there is typically a trade-off and, with ATMs, one of the biggest risks these days are devices called skimmers.

Difference between good debt and bad debt

Gaining a firm understanding of how to properly manage personal finances is a good effort for anyone to invest in. As a part of this, it's important to not only recognize the differences between good debt and bad debt, but know how to balance the two. If you can accomplish this, you can use this knowledge to pave the way to a successful financial future.